Wouldn’t it be nice to lower your auto insurance premiums? Here are some auto insurance discounts you can take advantage of.
Discount for Anti-Theft Devices – If you buy a car that is statistically proven as a “thief magnet,” expect to pay higher premiums. On the other hand, buying a car with anti-theft devices such as engine cutoff switches could provide you with insurance discounts. Many companies give discounts of up to 15% on your comprehensive package if your car is theft-protected.
Discount on Preferred Vehicles – Did you know that State Farm cuts the rate of your personal injury protection (PIP) coverage if your vehicle has excellent safety ratings? Granted, PIP is only 10% of your overall car insurance premium. This means that your savings might amount to only $50 each year. Still, saving money where you can is always a good thing.
Discount for Combined Policy – If you get your auto insurance from the same company that provides you your homeowner’s insurance, you could benefit with discounts from 10% to 15% on your car coverage.
Discount for Good Credit – Though this is something you can’t directly apply for, drivers with good credit rating should be pleased to know that they can receive discounts from their insurers. This is because most companies view people with good credit as good insurance risks.
Discount for Safe Driving – You can reduce your premium by as much as 40% if you have a clean driving record. This means that you shouldn’t have had any violations or accidents in at least the past three years.
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